Linux, Apache or OpenOffice - to name a few - are excellent examples of long-term developments which meet the requirements of high reliability and investment protection on the user’s side.

The Faktor Zehn Community provides a model for transforming these successes to the insurance industry domain.

Simply speaking, a group of participants (the community) join their efforts in developing business software components like policy management, product definition, claims etc. Both the software and its source code is then made available to everybody free of charge.

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